FREE ONLINE CLASS
First-Time Homebuyer Webinar
Learn how to buy your first home in Greater Houston with grants, down payment assistance and tax credits, taught by Ruby Miranda of The Queen Team and preferred lender Cliff Saunders of New American Funding.
Register for the Next Class Text Ruby: 832-830-2055What You Will Learn
- How pre-approval works and what lenders look at
- How to raise your credit score before you buy
- Texas grants and down payment assistance (TSAHC, TDHCA My First Texas Home and local programs)
- Mortgage Credit Certificates (MCC): a yearly federal tax credit
- FHA, VA, USDA and conventional loans explained
- The step-by-step path from house hunting to closing day
Who Should Attend
Renters ready to own, first-time buyers, and anyone who has not owned a home in the last three years. Bring your spouse or co-buyer. The class is free, online and about one hour, with time for questions.
Class Details
Classes run about twice a month. Taught in English; our team is happy to answer questions in Spanish. Se habla español.
Start Before the Class
Get pre-approved with Cliff · Houston down payment assistance guide · Mortgage Credit Certificate (MCC) · First-time buyer guide · Program finder · Search homes
Presented by The Queen Team | Keller Williams Summit, 106 E San Augustine St, Suite 200, Deer Park, TX 77536, 832-830-2055. Mortgage information provided by Clifton Saunders, Branch Manager, New American Funding, NMLS #230688; NAF NMLS #6606. Not a commitment to lend; all loans subject to credit approval. Programs and guidelines change and vary by county. Equal Housing Opportunity.
First Time Buyers Programs
Affordable Housing Program Finder
Below is a list of all the different down payment programs and tax credit programs that are available. We have helped numerous homebuyers just like yourself take advantage of these programs. These programs do change regularly, but contact us if you have more questions on how you can get qualified for the programs you’re entitled to. Apply with our preferred lender and they can help you as well. Get Qualified for Grants Here! Apply Now!
- Down Payment Assistance Programs:• City of Houston Assistance Programs
• City of Houston Housing & Community Development
• Houston Housing Finance Corporation
• Harris County Home Ownership Made Easy Program
• Harris County Community and Economic Development Dept.
• Harris County Housing Resource Center
• Texas Department of Housing and Community Affairs (TDHCA)
• Texas State Affordable Housing Corporation (TSAHC)
• Southeast Texas Housing Finance Corporation (SETH)

- Affordable Housing Associations:



